How Much Does Cambridge University Cost

Cambridge University, renowned for its academic excellence and historic prestige, is a dream destination for many aspiring students worldwide. However, the cost of attending such a prestigious institution can be a significant consideration for prospective applicants. In this article, we will explore the various aspects of Cambridge University’s costs, including tuition fees, living expenses, and potential financial aid options.

1. Tuition Fees

As of the 2021-2022 academic year, Cambridge University’s tuition fees are as follows:

Undergraduate Programs

  • Home students (UK and EU): £9,250 per year
  • International students (outside the EU): £22,227 per year (average for most undergraduate courses)

It’s essential to note that tuition fees may vary depending on the specific course of study. Additionally, non-EU international students may encounter higher fees in some specific programs.

Postgraduate Programs

  • Tuition fees for postgraduate programs can vary significantly based on the chosen course. On average, international students can expect to pay between £20,000 and £35,000 per year, while home and EU students might pay slightly less.

2. Living Expenses

Living expenses can considerably impact the overall cost of studying at Cambridge University. These expenses include accommodation, meals, transportation, books, and personal items. However, the cost of living can vary depending on individual lifestyles and preferences.


  • On-campus accommodation: On-campus housing options range from £5,000 to £10,000 per academic year, depending on the room type and facilities.
  • Off-campus accommodation: Renting private accommodation off-campus can cost approximately £6,000 to £12,000 per year.


  • The cost of meals varies depending on whether students choose to cook for themselves or use the university’s dining facilities. On average, students should budget around £2,000 to £4,000 per academic year for meals.


  • Students may need to budget for transportation within Cambridge and occasional travel to visit family or friends. On average, this cost can range from £300 to £800 per year.

Books and Study Materials

  • The cost of books and study materials will depend on the course of study, but students should be prepared to allocate around £200 to £600 per year for these expenses.

Personal Items

  • Personal expenses, such as clothing, entertainment, and other miscellaneous items, can amount to approximately £1,000 to £2,000 per year.

3. Financial Aid and Scholarships

Cambridge University is committed to supporting talented students, regardless of their financial background. Several financial aid options and scholarships are available to help ease the burden of tuition fees and living costs.


  • Cambridge offers a range of scholarships for both undergraduate and postgraduate students, with some specifically targeted at international applicants.
  • These scholarships may cover partial or full tuition fees, and in some cases, they may also provide additional living allowances.
READ:  What Is University Of Hawaii Known For


  • The university provides bursaries for students with financial need. These bursaries can assist with living expenses and other costs associated with studying at Cambridge.

Student Loans

  • UK students can access government-funded student loans to cover their tuition fees and assist with living expenses.
  • International students may have access to private education loans from their home countries or international financial institutions.

4. Part-Time Work Opportunities

To further manage the cost of studying at Cambridge, students have the option to seek part-time work during their academic term. The university and the city offer several employment opportunities that allow students to earn extra income to support their living expenses. However, it’s essential to strike a balance between work and academics to ensure that studies remain the primary focus.

5. Budgeting and Financial Planning

Effective budgeting and financial planning are crucial for students attending Cambridge University. Here are some tips to manage finances responsibly:

Create a Budget

  • Develop a monthly budget that outlines your income (from scholarships, part-time work, and any other sources) and anticipated expenses (tuition fees, accommodation, meals, etc.).
  • Keep track of your spending to ensure you stay within your budget.

Seek Student Discounts

  • Many shops, restaurants, and entertainment venues offer student discounts. Always carry your student ID card and inquire about available discounts.

Use University Resources

  • The university provides various resources and services to support students financially. Visit the Student Services or Financial Aid office to learn about available options.

Consider Shared Accommodation

  • Sharing accommodation with other students can significantly reduce housing costs.

Look for Cost-Effective Study Materials

  • Consider buying used textbooks or utilizing online resources whenever possible to save on study material expenses.

Be Cautious with Credit

  • If you need to use credit cards, do so responsibly and avoid accumulating unnecessary debt.

6. Additional Costs for International Students

International students may face some additional expenses beyond tuition and living costs:

Visa Fees

  • International students coming from outside the EU/EEA/Switzerland will need to pay for a Tier 4 (General) student visa to study in the UK.

Health Insurance

  • Some international students may need to purchase private health insurance to cover medical expenses while studying in the UK.

Travel Expenses

  • Traveling to the UK and back home during holidays or breaks can add to the overall cost.

7. Seeking Guidance from Admissions and Financial Aid Offices

Prospective students who are considering applying to Cambridge University should reach out to the admissions and financial aid offices for personalized guidance. These offices can provide detailed information about specific courses, tuition fees, and available financial aid options based on individual circumstances.

READ:  Is It Bad To Apply Late For University

Admissions Office

  • The admissions office can guide applicants through the application process, entry requirements, and deadlines for various undergraduate and postgraduate programs.
  • They can also provide insight into the academic and non-academic criteria that Cambridge looks for in potential students.

Financial Aid Office

  • The financial aid office can offer information on scholarships, bursaries, and other financial support available to eligible students.
  • They can advise on how to apply for financial aid and what documents may be required.

8. Long-Term Benefits of a Cambridge Education

While the cost of attending Cambridge University may be significant, it’s essential to consider the long-term benefits of receiving a degree from such a prestigious institution:

World-Class Education

  • Cambridge University is known for its rigorous academic programs and distinguished faculty, providing students with an exceptional education.

Global Recognition

  • A degree from Cambridge is highly respected worldwide and can open doors to various career opportunities and further academic pursuits.

Extensive Alumni Network

  • Cambridge boasts an extensive network of alumni who have excelled in various fields, offering valuable connections and career support.

Research Opportunities

  • The university’s research facilities and opportunities are unparalleled, providing students with a chance to be at the forefront of innovation and discovery.

Personal Growth

  • Studying at Cambridge can foster personal growth, independence, and critical thinking skills that serve students well throughout their lives.

9. Tips for Successful Financial Planning and Preparation

As you embark on your journey towards studying at Cambridge University, here are some additional tips to help you with financial planning and preparation:

Start Early

  • Begin researching financial aid options and scholarship opportunities well in advance of your application to Cambridge. Early preparation can increase your chances of securing financial support.

Explore External Scholarships

  • In addition to Cambridge’s own scholarships, research external scholarship opportunities offered by governments, organizations, and foundations that support education.

Consider Work-Study Programs

  • Cambridge University offers work-study programs that allow students to work part-time on campus, providing them with valuable work experience and extra income.

Create a Realistic Budget

  • Make a detailed budget that includes all your anticipated expenses and income sources. Be realistic about your spending habits and adjust your budget as needed.

Seek Advice from Current Students

  • Connect with current students at Cambridge to gain insights into their experiences, budgeting tips, and recommendations for managing the cost of living in the city.

Prioritize Academics

  • Focus on academic excellence, as Cambridge may offer additional merit-based scholarships or awards based on academic achievements.

Apply for Financial Aid Early

  • If you’re eligible for financial aid or bursaries, make sure to apply for them as early as possible. Some programs have limited funding, and early applications stand a better chance of success.
READ:  Can You Rewrite Matric While In University?

Consider Part-Time Work During Breaks

  • Utilize your holidays and breaks to work and save money to offset future expenses.

Research Housing Options

  • Look into different accommodation options and compare costs to find the most affordable yet comfortable living arrangement.

10. Additional Resources for Financial Guidance

To support your financial planning and preparation for studying at Cambridge University, consider utilizing the following resources:

Cambridge University Financial Aid Office

  • The university’s financial aid office is an invaluable resource for information on scholarships, bursaries, and other financial support options available to students. Reach out to them for personalized guidance.

Government and External Scholarships

  • Check with your home country’s government or relevant organizations for scholarships or grants available for studying abroad.

Educational Loan Providers

  • If you require financial assistance, research reputable educational loan providers that offer loans for international students studying in the UK.

Student Forums and Online Communities

  • Engage with online student forums and communities where you can connect with current or former Cambridge students. They can provide insights and tips on managing finances while studying at the university.

Financial Planning Apps and Tools

  • Utilize budgeting and financial planning apps or tools to track your expenses and manage your finances effectively.

Financial Literacy Workshops

  • Look for financial literacy workshops or resources that can enhance your money management skills and provide valuable insights into budgeting and financial planning.

Career Services Office

  • Cambridge’s career services office can offer guidance on potential part-time work opportunities, internships, and career development.

Final Words

Studying at Cambridge University is not only an academic achievement but also a life-changing experience. While the cost of attending may seem daunting, remember that there are various financial aid options, scholarships, and resources available to support your journey.

Start your preparations early, research thoroughly, and seek advice from experts and current students. Make sure to stay informed about any changes in tuition fees, living expenses, and financial aid options that may occur in subsequent academic years.

Remember that investing in your education at Cambridge is an investment in yourself and your future. With determination, financial planning, and the right support, you can turn your dream of studying at one of the world’s most prestigious institutions into a reality.

Best of luck on your academic journey to Cambridge University!

Leave a Comment